Can a freelancer get a mortgage?

Conventional mortgage loans aren’t your only option. As a freelancer, you may qualify for an FHA loan, a VA loan, or a low-doc loan. An FHA loan is a Federal Housing Administration Loan insured by the federal government. It’s a viable option for people with low credit scores that can’t get approved for a conventional mortgage.

Can I get a self-employed mortgage if I'm a freelancer?

Speak with a financial advisor or legal professional to get expert advice for your personal situation. Getting a self-employed mortgage can be a great option if you're a freelancer or independent contractor. We'll show you how.

How do I qualify for a home loan if I'm a freelancer?

Qualifying for a home loan requires proof of income, and for employed people, that’s as easy as showing a few pay stubs or a W2. Proving freelance income is a bit more complicated. Many mortgage lenders and banks view freelancers as high risk, simply for the fact that they can’t submit W2s or pay stubs with their loan applications.